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Buy Now, Pay Later: The Cost of Convenience

“Buy Now, Pay Later" (BNPL) services have become increasingly popular, offering a tempting alternative to credit cards. A 2022 report from the Consumer Financial Protection Bureau found that from 2019 to 2021, the number of BNPL loans originated in the…

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How Many Credit Cards Should I Have?

If you’re trying to build credit or boost your credit score you might be wondering if there is an ideal number of credit cards to have. The truth is there is no perfect number. However, there are factors you should…

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What to Do if You’re Turned Down for a Loan

Getting rejected for a loan can feel like a kick in the teeth. No way around it, rejection is painful. But a loan rejection may be a gift in disguise. All too often, borrowers get the loan they want and…

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Common Credit Report Mistakes Could Cost You

If you haven't requested a copy of your credit report, there are many reasons why you should. Studies show that a high percentage of consumer credit reports contain errors. One-fourth of credit reports contain such serious errors that those individuals…

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Credit Card Do’s and Don’ts for Seniors

What are your retirement dreams? If you’re approaching retirement, it would be wise to clear up any credit card debt now to ensure your retirement is as worry-free as possible. To help stay clear of credit card debt: DO pay…

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Errors in Your Credit Report: Now What?

Credit reports contain your personal financial information. Incorrect information can affect your ability to get a loan, rent housing, or get a job because businesses often make their decisions based on that data. Keep your reports accurate: You are allowed…

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The Gift of Getting Organized

Organizing your financial records is one of the best gifts you can give your family. By setting up a workable system and telling family members about it will ensure they know how to pick up the pieces should there be…

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