Real Estate Loans
In today’s diverse market, it’s important to find the right product to fit your needs. GNO can help you choose a product that best suits you. Below are some of the products we offer. To get detailed information on your best mortgage option, contact our Real Estate department at (504) 459-8155.
*Up to $2,000 off closing cost is a limited-time offer and is subject to change at any time. This offer is available to qualifying home loans issued, on applications received from April 1st, 2021until September 30, 2021. All GNO FCU loans are subject to credit approval; not all will qualify. Some restrictions may apply. NMLS#410584.
First Mortgages
- Fixed Rates
- 10, 15, 20 and 30 Year Terms Available
- Up to 97% LTV for purchases (some restrictions apply)
- Cash out refinances
- Rate and term refinances up to 97% LTV
Home Equity Loan/2nd Mortgages
- Fixed Rates
- Terms up to 15 years
- Up to 80% LTV financing available
- Interest may be tax deductible (consult your tax adviser)
FHA Mortgage Loans
- Fixed Rates
- 15 & 30 Year Terms
- Up to 96.5% LTV
Lot Loans
- Fixed Rate
- 10 year term
- Up to 70% LTV financing available
- Lot must be located in a subdivision
VA, USDA, Home Equity Line of Credit (HELOC) and Manufactured/Mobile Home financing also available. Call Real Estate Lending department for more information.
Downloadable Mortgage Applications
Click HERE to watch a short video on the difference between Prequalification and Preapproval
GNO is an Equal Housing Lender.
