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Real Estate Loans

* HELOC approval is subject to credit underwriting guidelines. Minimum credit limit to open HELOC is $10,000; maximum $100,000. Federally Insured by the National Credit Union Administration. NMLS#410584

First Mortgages

  • Fixed Rates
  • 10, 15, 20 and 30 Year Terms Available
  • Up to 97% LTV for purchases (some restrictions apply)
  • Cash out refinances

Home Equity Loan/2nd Mortgages

  • Fixed Rates
  • Terms up to 15 years
  • Up to 100% LTV financing available
  • Interest may be tax deductible (consult your tax adviser)

FHA Mortgage Loans

Lot Loans

  • Fixed Rate
  • 10 year term
  • Up to 70% LTV financing available
  • Lot must be located in a subdivision

VA, USDA, Home Equity Line of Credit (HELOC) and Manufactured/Mobile Home financing also available. Call Real Estate Lending department for more information.

Downloadable Mortgage Applications

Click HERE to watch a short video on the difference between Prequalification and Preapproval

GNO is an Equal Housing Lender.

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