Real Estate Loans
In today’s diverse market, it’s important to find the right product to fit your needs. GNO can help you choose a product that best suits you. Below are some of the products we offer. To get detailed information on your best mortgage option, contact our Real Estate department at (504) 459-8155.
* HELOC approval is subject to credit underwriting guidelines. Minimum credit limit to open the HELOC is $10,000; maximum $100,000 ** Initial draw minimum is $5,000. Any closing costs waived at account opening must be paid by borrower if the HELOC is closed within two years. Federally Insured by the National Credit Union Administration. NMLS#410584
First Mortgages
- Fixed Rates
- 10, 15, 20 and 30 Year Terms Available
- Up to 97% LTV for purchases (some restrictions apply)
- Cash out refinances
- Rate and term refinances up to 97% LTV
Home Equity Loan/2nd Mortgages
- Fixed Rates
- Terms up to 15 years
- Up to 80% LTV financing available
- Interest may be tax deductible (consult your tax adviser)
FHA Mortgage Loans
- Fixed Rates
- 15 & 30 Year Terms
- Up to 96.5% LTV
Lot Loans
- Fixed Rate
- 10 year term
- Up to 70% LTV financing available
- Lot must be located in a subdivision
VA, USDA, Home Equity Line of Credit (HELOC) and Manufactured/Mobile Home financing also available. Call Real Estate Lending department for more information.
Downloadable Mortgage Applications
Click HERE to watch a short video on the difference between Prequalification and Preapproval
GNO is an Equal Housing Lender.
