For more than four decades, Covenant House has helped transform and save the lives of more than a million homeless, runaway and trafficked young people. Covenant House offers housing and support services to young people in need – currently reaching 50,000 youth every year.
*APR = Annual Percentage Rate. Approval, rate & terms are based on member’s credit & ability to repay. Rates subject to change. Loan Example: $1,100 borrowed at 7.50% APR for 11 months = approximate monthly payments of $103.79. One time $35.00 processing fee will be assessed upon funding. Federally insured by the National Credit Union Administration.
*APR=Annual Percentage Rate. Approval, rate & terms are based on member’s credit & ability to repay. All credit union loan programs, rates, terms & conditions are subject to change at any time without notice. Advertised rate includes all possible discounts. Loan example: $20,000.00 borrowed at 1.75% for up to 72months= approximate monthly payments of $292.82. For refinancing, current vehicle must be financed with another lender. Finance terms up to 84 months available. One-time $35.00 processing fee will be assessed upon funding.
By participating in GNO FCU’s Skip-a-Pay program, you request that GNO FCU defer your loan payment(s) as indicated. You agree and understand that: 1) loans must have originated 6 months prior to be eligible; 2) All co-signers of the loan must agree to the terms of the Skip-a-Pay and sign the request form; 3) FINANCE CHARGES will continue to accrue at the rate of your original loan agreement; 4) Deferring your payment will extend the term(s) of your loan(s); 5) You will be required to resume your monthly payments the following month. If you elected Gap or Extended Warranty coverage, the coverage will not be extended beyond the original maturity date. All Skip-a-Pay requests are subject to GNO FCU approval. Your loan(s) must be current for at least 90 days to accept this offer. Requests to skip a payment must be received at least 5 days prior to the due date. Each loan is allowed a maximum of 2 skipped payments each year. There must be 6 months between each skipped payment. The processing fee is $40.00 per loan skipped on a semi-annual basis. Excludes Real Estate Loans, Tuition Loans, Lines of Credit (LOC) and Credit Cards.
*Up to $2,000 off closing cost is a limited-time offer and is subject to change at any time. This offer is available to qualifying home loans issued, on applications received from April 1, 2021 until September 30, 2021. All GNO FCU loans are subject to credit approval; not all will qualify. Some restrictions may apply. Federally Insured by the NCUA. NMLS#410584.
* APR Annual Percentage Rate. Rate and amount based on credit and ability to repay. Not all consumers qualify for 6.99%. Lowest rate 6.99%, highest rate 18.00%.
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Notice of Right to Opt-Out – Visa® Account Updater (VAU) Service
This disclosure is provided by GNO Federal Credit Union to all members with GNO Federal Credit Union debit and/or credit cards.
Visa requires all financial institutions to participate in their Visa Account Updater Service (VAU). If you have previously given certain merchants your Visa debit or credit card information to keep on file, such as for recurring payments, then this service applies to you. Examples of recurring payments would be monthly payments made to utility companies, cell phone companies, gym memberships, etc., or for various subscriptions.
When your debit/credit cards expire, or are lost or stolen, and new cards are issued, the information the merchant has on file will no longer match the information on your new card. This could lead to a disruption of your recurring payment service and an interruption in the products/services you receive. The VAU Service will allow participating merchants to automatically receive your updated card information and will ensure automated payments are continued without interruption.
Please be advised that merchants are not required to participate in the VAU Service. Only participating merchants will receive the updated information and can choose the frequency with which they check for updated payment information. To avoid service disruption, you should check with the merchant to ensure your card information has been updated.
If you would like to personally maintain control of your Visa card updates, you may opt out of this service by clicking the link below, completing the form and returning it to us via mail, fax, or at any branch. Please note: By submitting this request, all card(s) associated with the account(s) listed will be opted out of the VAU service.
Please contact us at 504.454.8224 if you have any questions.