*APY = Annual Percentage Yield. This is a limited time offer available now – December 31, 2023. Advertised rate is highest rate offered for promotion. New money only. Money cannot come from an existing GNO account within the existing promotion period to a new 9 month Term Share Certificate. Federally insured by the NCUA.
*Visa Platinum Rewards can be earned at one of two different tiers. Epic and Epic Platinum rewards members will earn 2% cash back on net purchases, while all other rewards members will earn 1% cash back on net purchases. (Epic and Epic Platinum status must be maintained the entire month for the 2% threshold). Net purchases are the sum of your eligible transactions minus any returns and/or refunds for the month. Eligible purchases are all purchases on your Visa Platinum Reward Card with the exclusion of balance transfers, cash advances, ATM withdrawals and cash equivalent transactions, such as gift cards and reloadable cards. Visa Platinum Rewards will be deposited to the account holders prime share on the first business day of each month. There is no limit on the dollar amount of rewards that can be earned. Visa must be open and current at months end or cash back rewards are forfeited. Federally Insured by the NCUA.
* HELOC approval is subject to credit underwriting guidelines. Minimum credit limit to open HELOC is $10,000; maximum $100,000.Federally Insured by the National Credit Union Administration. Equal Housing Opportunity Lender. NMLS#410584
* APR Annual Percentage Rate. Rate and amount based on credit and ability to repay. Not all consumers qualify for 6.99%. Lowest rate 6.99%, highest rate 18.00%. Federally insured by the National Credit Union Administration
Notice of Right to Opt-Out – Visa® Account Updater (VAU) Service
This disclosure is provided by GNO Federal Credit Union to all members with GNO Federal Credit Union debit and/or credit cards.
Visa requires all financial institutions to participate in their Visa Account Updater Service (VAU). If you have previously given certain merchants your Visa debit or credit card information to keep on file, such as for recurring payments, then this service applies to you. Examples of recurring payments would be monthly payments made to utility companies, cell phone companies, gym memberships, etc., or for various subscriptions.
When your debit/credit cards expire, or are lost or stolen, and new cards are issued, the information the merchant has on file will no longer match the information on your new card. This could lead to a disruption of your recurring payment service and an interruption in the products/services you receive. The VAU Service will allow participating merchants to automatically receive your updated card information and will ensure automated payments are continued without interruption.
Please be advised that merchants are not required to participate in the VAU Service. Only participating merchants will receive the updated information and can choose the frequency with which they check for updated payment information. To avoid service disruption, you should check with the merchant to ensure your card information has been updated.
If you would like to personally maintain control of your Visa card updates, you may opt out of this service by clicking the link below, completing the form and returning it to us via mail, fax, or at any branch. Please note: By submitting this request, all card(s) associated with the account(s) listed will be opted out of the VAU service.
Please contact us at 504.454.8224 if you have any questions.