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*APR=Annual Percentage Rate. Approval, rate & terms are based on member’s credit & ability to repay. All credit union loan programs, rates, terms & conditions are subject to change at any time without notice. Rate could be reduced by 2% or more, but not lower than 2.75% APR. For refinancing, current vehicle must be financed with another lender. Finance terms up to 84 months available. One-time $35.00 processing fee will be assessed upon funding. Offer valid through 12/31/2020. Federally insured by the National Credit Union Administration.

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Make Yourself at Home with a GNOFCU Mortgage Loan Receive up to $2,000 off Closing Costs

*Up to $2,000 off closing cost is a limited-time offer and is subject to change at any time. This offer is available to qualifying home loans issued, on applications received from June 15, 2020 until December 31, 2020. All GNO FCU loans are subject to credit approval; not all will qualify. Some restrictions may apply. Federally Insured by the NCUA. NMLS#410584.

* APR=Annual Percentage Rate. Approval, rate & terms are based on members’ credit & ability to repay. Normal credit standards apply. Rates subject to change. Loan example: Loan Example: $5,000 borrowed at 7.5% APR for 12 months=approximate monthly payments of $434.00. Existing GNO loans excluded. Interest will accrue during 90 day deferment. One-time $35.00 processing fee assessed upon funding. Federally insured by the National Credit Union Administration.

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* APR Annual Percentage Rate. *Example uses $5,000 credit balance, paying 2.5% of the balance per month. Rate and amount are based on credit and ability to repay. Not all consumers qualify for 6.99% rate. Lowest rate 6.99%, highest rate 18.00%. Federally insured by the National Credit Union Administration.

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*APR = Annual Percentage Rate. With approved credit and requires direct deposit or automatic payroll deduction as the method of repayment. Loan example, $15,000.00 borrowed at 7.25% apr for 60 months = estimated monthly payments of $299.00. The APR of 7.25% is available for loan amounts up to $15,000 – higher rates apply for loan amounts over $15,000. Rates may be higher based on your creditworthiness. Repayment terms range from 12 months to 60 months. Certain restrictions apply. Approval, rate & terms are based on member’s credit & ability to repay. All credit union loan programs, rates, terms & conditions are subject to change at any time without notice. Federally insured by the NCUA.

COVID 19 Emergency Loan non credit qualifying Borrow up tp $500 at b10%apr for up to 12 months Certain requirements apply. Take a minute to review and if all the boxes are checked, then apply online! Criteria Checklist: You have been a GNO FCU member for at least 3 mos. You have your proof of income for the last month. You are at least 18 years of age. You are a member in good standing at GNOFCU. You are not in active bankruptcy. online applications only Click here to apply

* APR = Annual Percentage Rate. Loan Example: $500 borrowed at 10.00% APR for 12 months=monthly payments of $43.98. Federally insured by the National Credit Union Administration

Notice of Right to Opt-Out – Visa® Account Updater (VAU) Service

This disclosure is provided by GNO Federal Credit Union to all members with GNO Federal Credit Union debit and/or credit cards.

Visa requires all financial institutions to participate in their Visa Account Updater Service (VAU). If you have previously given certain merchants your Visa debit or credit card information to keep on file, such as for recurring payments, then this service applies to you. Examples of recurring payments would be monthly payments made to utility companies, cell phone companies, gym memberships, etc., or for various subscriptions.

When your debit/credit cards expire, or are lost or stolen, and new cards are issued, the information the merchant has on file will no longer match the information on your new card. This could lead to a disruption of your recurring payment service and an interruption in the products/services you receive. The VAU Service will allow participating merchants to automatically receive your updated card information and will ensure automated payments are continued without interruption.

Please be advised that merchants are not required to participate in the VAU Service. Only participating merchants will receive the updated information and can choose the frequency with which they check for updated payment information. To avoid service disruption, you should check with the merchant to ensure your card information has been updated.

If you would like to personally maintain control of your Visa card updates, you may opt out of this service by clicking the link below, completing the form and returning it to us via mail, fax, or at any branch. Please note: By submitting this request, all card(s) associated with the account(s) listed will be opted out of the VAU service.

Please contact us at 504.454.8224 if you have any questions.

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