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*APR=Annual Percentage Rate. Approval, rate & terms are based on member’s credit & ability to repay. All credit union loan programs, rates, terms & conditions are subject to change at any time without notice. Payroll deduction/direct deposit discount of .25% included in rate. Advertised rate is lowest rate offered. Loan example: $20,000 borrowed at 2.75% APR for 48 mos. = estimated monthly payments of $440.00. For refinancing, current vehicle must be financed with another lender. Finance terms up to 84 months available. Offer valid February 1 through March 31, 2021.

APR = Annual Percentage Rate. Approval, rate & terms are based on member’s credit & ability to repay. Rates subject to change. Minimum to finance $1,000.00. Loan example: $10,000 borrowed at 7.99% APR for 36 mos. = estimated monthly payments of $313.32. Offer valid February 1- March 31, 2021. One-time $35.00 processing fee will be assessed upon funding. Offer excludes current GNO FCU loans. Consolidation loans will require check sent to creditors from GNO FCU.

* APR Annual Percentage Rate. Example uses $5,000 credit balance, paying 2.5% of the balance per month. Rate and amount based on credit and ability to repay. Not all consumers qualify for 6.99%. Lowest rate 6.99%, highest rate 18.00%.

The scholarship application should be submitted via mail or delivery no later than the deadline, March 19, 2021.  Winner will be notified by April 23, 2021, in time for graduation.

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Notice of Right to Opt-Out – Visa® Account Updater (VAU) Service

This disclosure is provided by GNO Federal Credit Union to all members with GNO Federal Credit Union debit and/or credit cards.

Visa requires all financial institutions to participate in their Visa Account Updater Service (VAU). If you have previously given certain merchants your Visa debit or credit card information to keep on file, such as for recurring payments, then this service applies to you. Examples of recurring payments would be monthly payments made to utility companies, cell phone companies, gym memberships, etc., or for various subscriptions.

When your debit/credit cards expire, or are lost or stolen, and new cards are issued, the information the merchant has on file will no longer match the information on your new card. This could lead to a disruption of your recurring payment service and an interruption in the products/services you receive. The VAU Service will allow participating merchants to automatically receive your updated card information and will ensure automated payments are continued without interruption.

Please be advised that merchants are not required to participate in the VAU Service. Only participating merchants will receive the updated information and can choose the frequency with which they check for updated payment information. To avoid service disruption, you should check with the merchant to ensure your card information has been updated.

If you would like to personally maintain control of your Visa card updates, you may opt out of this service by clicking the link below, completing the form and returning it to us via mail, fax, or at any branch. Please note: By submitting this request, all card(s) associated with the account(s) listed will be opted out of the VAU service.

Please contact us at 504.454.8224 if you have any questions.

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