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What to Do if You’re Turned Down for a Loan

Getting rejected for a loan can feel like a kick in the teeth. No way around it, rejection is painful. But a loan rejection may be a gift in disguise. All too often, borrowers get the loan they want and…

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Teaching Teens Financial Responsibility

When your kids were little, you frequently heard requests such as “Will you read me a story?” or “Can we go for a bike ride?” Now that your offspring have morphed into teenagers, their pleadings often involve asking for money—your…

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Payday Loans Aren’t Worth the Cost

When money is tight and you don’t know if you’ll be able to make your rent or keep the lights on, you start looking for ways to find quick cash. You can sell some personal items or ask family members…

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Tips for Last Minute Holiday Shoppers

Some people are experts at the Holiday shopping. They start shopping for Christmas at the beginning of the New Year, searching for deals year-round. They squirrel away gifts in closets and attics, to have them ready for the holidays well…

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Filing the FAFSA – what students need to know

FAFSA (Free Application for Federal Student Aid) applications can be filed starting October 1 each year. Remember: Financial aid deadlines aren’t the same as college admission deadlines. The FAFSA must be filed every year a student is in school. Click…

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Saving Money When There’s Not Much to Save

Many Americans struggle financially, living paycheck to paycheck, hoping they have enough to cover all their bills at the end of the month. Life is easier if you have a cash cushion or an emergency fund, but how do you…

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Personal Finance Hacks for Students

College years are the time when many people establish financial habits that will carry them for the rest of their lives. Pay attention to these items to get off on the right financial foot: Spending plan: Know how much money you…

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