A Message From Our CEO
Dear Valued Member: I am honored to have served my second year as the President of YOUR credit union! The spirit of the credit union movement from the beginning has been people helping people. Did you know that one of…
Your Credit Union: A Safe Harbor
It’s unsettling to see major swings in the stock market, or to observe heated exchanges among political leaders about the best financial course for the country. Turmoil in the economy has many consumers feeling at sea. It’s understandable that you…
Can Your Credit Limit Decrease?
Have you ever had your credit card denied only to find out that your credit limit had been lowered? According to the Fair Credit Reporting Act, the credit card issuer can lower your limit at any time, and they are…
Getting Advice on Money Matters
When we have a toothache, we see a dentist. If we're plagued with personal problems, we might see a counselor. But when we need advice about finances, many of us don't know where to look. The common tendency is to…
The Case for Debt Consolidation
Consolidating your credit card bills into a single loan can be a wise financial move. Debt consolidation can lower your overall interest costs, reduce your monthly payoff, eliminate late fees and over-the-limit charges, and allow for one, convenient monthly payment.…
Five Steps to Organizing Your Finances
Do you know your net worth? Or how much you spend each month, and on what? Or how much you can expect from your pension plan or Social Security in retirement? A majority of the population will answer "no," saying…
How Many Credit Cards Should I Have?
If you’re trying to build credit or boost your credit score you might be wondering if there is an ideal number of credit cards to have. The truth is there is no perfect number. However, there are factors you should…
Four Year-End Tips for IRA Owners
As 2022 comes to an end, here's advice that can save you money, help you avoid penalties, and ensure that your IRA (individual retirement account) proceeds are distributed as you wish. Convert your traditional IRA to a Roth IRA. If…
5 Tips for Sticking to Your Holiday Budget
If you love giving gifts to your family and friends, it can be hard to not overspend during the holiday season. Even those who are good about staying on budget all year end up splurging a little too much when…
Veterans Day Free Meal Deals 2022
Here is a list of some of the great deals on meals that Veterans and active-duty military personnel can get this Friday, November 11th in honor of Veterans Day. Proof of service is required and most restaurants are limited to…
