Rates
 
Valid as of March 1, 2015
 

Account Name

Minimum

Deposit

Minimum Required
to Earn APY

Term

Dividend

Rate

Annual Percentage
Yield APY

Prime Share Account/Savings

$5

$100

 

 

 

$100 to $4,999

 

 

 

.10%

.10%

$5,000 to $49,999

 

 

 

.12%

.12%

$50,000 to $99,999

 

 

 

.14%

.14%

$100,000 or Greater

 

 

 

.16%

.16%

Share Drafts / Checking

$50

N/A

 

 

 

N/A

 

 

 

.00%

.00%

Club Accounts - Christmas/Vacation

$100

$100

 

 

 

$100 to $49,999

 

 

 

.15%

.15%

$50,000 to $99,999

 

 

 

.16%

.16%

$100,000 or Greater

 

 

 

.17%

.17%

IRA Accounts IRA Variable

$100

$100

365 days

 

 

$100 to $49,999

 

 

 

.35%

.35%

$50,000 to $99,999

 

 

 

.37%

.37%

$100,000 or Greater

 

 

 

.40%

.40%

IRA Certificates

 

 

 

 

 

IRA - 12 Months

$1,000

$1

730 days

 

 

$1,000 - < $50,000

 

 

 

.30%

.30%

$50,000 - < $100,000

 

 

 

.32%

.32%

$100,000 or Greater

 

 

 

.35%

.35%

IRA - 24 Months

$1,000

$1

 

 

 

$1,000 - < $50,000

 

 

 

.50%

.50%

$50,000 - < $100,000

 

 

 

.52%

.52%

$100,000 or Greater

.55%

.55%

Money Manager

 

 

 

 

 

$2,500 to $4,999

$2,500

$1

 

.20%

.20%

$5,000 to $49,999

 

 

 

.22%

.22%

$50,000 to $99,999

 

 

 

.24%

.24%

$100,000 or Greater

 

 

 

.26%

.26%

Share Certificates

 

 

 

 

 

Six Months

$1,000

$1

182 days

 

 

$1,000 - < $50,000

 

 

 

.25%

.25%

$50,000 - < $100,000

 

 

 

.27%

.27%

$100,000 or Greater

 

 

 

.30%

.30%

Twelve Months to Eighteen Months

$1,000

$1

365-547 days

 

 

$1,000 - < $50,000

 

 

 

.33%

.33%

$50,000 - < $100,000

 

 

 

.35%

.35%

$100,000 or Greater

 

 

 

.37%

.37%

Twenty Four Months

$1,000

$1

730 days

 

 

$1,000 - < $50,000

 

 

 

.50%

.50%

$50,000 - < $100,000

 

 

 

.52%

.52%

$100,000 or Greater

 

 

 

.55%

.55%

Thirty Six Months

$5,000

$1

1,095 days

 

 

$5,000 - < $50,000

.70%

.70%

$50,000 - < $100,000

 

 

 

.72%

.72%

$100,000 or Greater

.75%

.75%

 
Prime Share, IRA, Club and Money Manager Dividends paid monthly; after account opening, rates are subject to change monthly, as determined by the Board of Directors; fees may reduce the earnings on an account; early withdrawal penalties may be imposed on Christmas Club Accounts, Share Certificates and IRA Certificates.
 
 
Valid as of March 1, 2015

Vehicles (New & Used)
Cars & Trucks
Annual Percentage Rate*
Term
Monthly Payment
per $1,000 Borrowed
New as low as 1.99%

(Includes 0.25% Direct Deposit/
Payroll Deduction Discount)
up to 72 months**
$14.71
**Note: 2011 or newer purchase price or NADA retail, whichever is lower.
***Note: 2010 or older purchase price or NADA trade values, whichever is lower.
Boats, Motorcycles & RVs: 1-2% above New Vehicle Rate. Certain Restrictions Apply.
Mortgages
Click here for Mortgage Rates.
Home Equity Loans/Second Mortgages (Closed End Rate)
Annual Percentage Rate*
Term
Monthly Payment
per $1,000 Borrowed
as low as 6.50% APR*
Fixed up to 10 years
$11.35
as low as 7.00% APR*
Fixed 11 to 15 years
$8.99
Home Equity Line of Credit
10 year term 75% financing
as low as 5.75% APR
Contact GNO for details on all mortgage products.
Credit Cards
Visa Platinum
No Annual Fee
6.99% to 18.00% APR
Visa Secured
No Annual Fee
8.00% APR
Visa Platinum Student
No Annual Fee
12.00% APR
Pledges
Share Pledge: 2.0% APR above highest prime share rate offered
Certificate Pledge: 2.0% APR above certificate rate
Stock Loans (Closed End Loan)
Annual Percentage Rate*
Term
Monthly Payment
per $1,000 Borrowed
as low as 9.00% APR*
up to 10 years
$12.67
Closed End Signature Loans
Annual Percentage Rate*
Term
Monthly Payment
per $1,000 Borrowed
as low as 9.25% APR*
up to 60 months
$20.88
Tuition Loan Plus+
Annual Percentage Rate*
Monthly Payment
per $1,000 Borrowed
as low as 7.75% APR*
$86.87
*You may be eligible for a 0.25% rate reduction for payroll deduction or direct deposit.
**Direct Deposit must be existing.

*Rates appear on this Rate Sheet as Annual Percentage Rate (APR). Rates subject to credit approval. Rates are based on credit worthiness and amount financed. Normal credit standards apply. Rates subject to change without notice. Rates may be as high as 18% APR based on information obtained from your credit application and credit report.

   

 

© Copyright 2015, Greater New Orleans FCU. All rights reserved.