By Greenpath Financial Wellness All good things must come to an end – and that applies to the upcoming end of federal student loan payment relief measures, which paused federal student loan debt collection and reduced interest rates on federal…
The average car repair bill costs around $550—an amount that would have many Americans reaching for their credit card. A survey from Morning Consult found that 35% of Americans would need to go into debt to pay for an unexpected expense…
Pondering Christmas in July is a good idea if it gets you saving. The average American spent about $1,000 on winter holiday-related expenses in 2022, according to the National Retail Federation (NRF). Despite the significant outlay, many consumers forget to…
There has been a significant rise lately in phishing scams. These are text messages or emails that attempt to get your personal information. This rise is due in part to improvements in Artificial Intelligence (AI) software, which becomes more sophisticated…
Dear Valued Member: I am honored to have served my second year as the President of YOUR credit union! The spirit of the credit union movement from the beginning has been people helping people. Did you know that one of…
Have you ever had your credit card denied only to find out that your credit limit had been lowered? According to the Fair Credit Reporting Act, the credit card issuer can lower your limit at any time, and they are…
When we have a toothache, we see a dentist. If we're plagued with personal problems, we might see a counselor. But when we need advice about finances, many of us don't know where to look. The common tendency is to…
Do you know your net worth? Or how much you spend each month, and on what? Or how much you can expect from your pension plan or Social Security in retirement? A majority of the population will answer "no," saying…
If you’re trying to build credit or boost your credit score you might be wondering if there is an ideal number of credit cards to have. The truth is there is no perfect number. However, there are factors you should…
As 2022 comes to an end, here's advice that can save you money, help you avoid penalties, and ensure that your IRA (individual retirement account) proceeds are distributed as you wish. Convert your traditional IRA to a Roth IRA. If…
