* HELOC approval is subject to credit underwriting guidelines. Minimum credit limit to open HELOC is $10,000; maximum $100,000. Federally Insured by the National Credit Union Administration. NMLS#410584

First Mortgages

• Fixed Rates
  
• 10, 15, 20 and 30 Year Terms Available
• Up to 97% LTV for purchases (some restrictions apply)
• Cash out refinances

Home Equity Loan/2nd Mortgages

• Fixed Rates
• Terms up to 15 years
• Up to 100% LTV financing available
• Interest may be tax deductible (consult your tax adviser)

FHA Mortgage Loans

• Fixed Rates
• 15 & 30 Year Terms
• Up to 96.5% LTV

Lot Loans

• Fixed Rate
• 10 year term
• Up to 70% LTV financing available
• Lot must be located in a subdivision

VA, USDA, Home Equity Line of Credit (HELOC) and Manufactured/Mobile Home financing also available. Call Real Estate Lending department for more information.

Downloadable Mortgage Applications

• Mortgage Checklist
• Mortgage Certification and Authorization
• Mortgage Application

Click HERE to watch a short video on the difference between Prequalification and Preapproval

GNO is an Equal Housing Lender.