Financial Literacy Classes
EPIC FCU has Certified Financial Counselors who can bring financial literacy, credit building and budgeting workshops to you, your school, business or organization. Call us to set up a session today.
Sessions include:
- Money 101 – Learn the basics of banking, credit, savings, investing and budgeting.
- Credit 101 – Learn how to establish, build and even repair credit along with real world examples showing the difference in what those with good credit pay for items versus those with bad credit scores.
- Budgeting 101 – How to establish and adhere to a practical budget that works for you.
- Budgeting for the Prom – Our High School students enjoy this practical exercise that shows exactly what goes into one memorable event.
- Living in a Tips or Gig Economy
- Refinancing Your Car – What you need to know.
- Purchasing Your First Car
- First Time Home Buying Made Simple
- HELOC – Putting your home’s equity to work for you.
One-On-One Financial Counseling
At EPIC FCU, we provide FREE Financial Counseling to help our members achieve financial independence.
Through Financial Counseling, we can help you:
- Improve your credit score
- Set up a budget
- Pay down debt
- Afford a new home, and so much more!
Set up your FREE appointment today and start your journey towards financial health with the help and support from our Certified Financial Counselor on staff or contact our partners at Greenpath Financial Wellness and gain control of your finances.
Contact Us
Contact our Business Development Department to have a Financial Literacy Expert contact you.
Online Financial Counseling Assistance
GreenPath Financial Wellness
With GreenPath, you have free access to money management and financial education services. GreenPath is a non-profit, credit counseling organization that has been helping people get out of debt since 1961.
Receive assistance with:
- Understanding your credit report and how to improve your score
- Money management
- Debt repayment
- Avoiding bankruptcy, foreclosure and repossession
CALL TOLL FREE +1-877-337-3399 or click for more info.
Certified Community Development Financial Institution (CDFI)
EPIC FCU is now a certified Community Development Financial Institution (CDFI). Learn more about what a CDFI can do for you, and EPIC FCU’s Banking in a Backpack! Banking in a Backpack features loan products for all stages of your finances. Whether you’re experiencing a financial hardship, need assistance with building credit, or reestablishing credit, EPIC FCU has you covered.
Financial Education Videos
Welcome to our financial education series, where we provide valuable insights on managing college expenses, avoiding home-buying pitfalls, achieving key life goals by age 30, recognizing common money mistakes, and balancing debt repayment with wealth building.
Get The BaZing App
Unlock exclusive savings and discover amazing local deals with the BaZing App, making every day an opportunity to save more. Enjoy a user-friendly experience that connects you with discounts at your favorite restaurants, shops, and services right at your fingertips!
Live Local. Shop Local. Bank Local.
Anywhere Banking Tools
Online banking, mobile banking, bill pay, debit card and eStatement.
Buyer’s Protection and Extended Warranty, 1,2
Your newly purchased item can be reimbursed or replaced if an accident or theft occurs within 180 days of purchase.
ID Theft Aid 1,2,3
A host of identity products to keep you safe.
Roadside Assistance
Available 24/7 and free to use, covers up to $80 in covered service charges.
Anywhere Banking Tools
Here is what you get automatically with every EPIC checking option:
ATM Access
Debit Card
Fast, Secure Mobile Online Banking
Mobile Deposit
Mobile Bill Pay
Additional Benefits with your EPIC Checking Account
- Unlimited check writing privileges
- Free Visa Check Card (Debit Card)
- Free use of EPIC ATMs and CULIANCE, Co-Op Shared Branch, & Dolphin Debit ATM Network Locations nationwide
- No minimum balance requirement after initial deposit
- “Courtesy Pay” after 3 months – saves you the cost of the merchant’s NSF fee in the event of a bounced check*
- Funds are federally insured to at least $250,000.
- Easy access to your account with Mobile Banking & Home Banking
- View copies of your cleared checks for free with Home Banking
- ezDeposit remote capture deposit on Mobile Banking.
- Systematic deposits through direct deposit or payroll deduction
Welcome to checking that connects to life in all the ways you do.
Click Here to Enroll in Visa® Alerts — Now you can keep tabs on your account anytime, anywhere. Near real-time Alerts from EPIC FCU powered by Visa help you reduce fraud and monitor your spending. And the service is available free for EPIC FCU Visa® cardholders.
*$30 fee for payment of each overdraft caused by check, ATM or Debit Card transaction, or other electronic payment. Overdrafts may or may not be paid at the credit union’s discretion or if your account is not in good standing. You must deposit sufficient funds to have a positive account balance within 30 days to prevent account closure.
- Subject to the terms and conditions detailed in the Guide to Benefits.
- Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.
- Billshark, identity monitoring, and credit monitoring each require additional activation to begin.