Easy access is the key to a convenient checking account. At EPIC Federal Credit Union, you’ll have access to your funds through Home Banking, any EPIC branch, Co-Op shared branches from coast-to-coast, as well as access to thousands of CULIANCE and Dolphin ATM networks nationwide!
Start Your EPIC Journey Today
EPIC has checking accounts with three options. Pick the one that works for you. If you want more connections to more benefits, just switch it up when you need.
EPIC Platinum Checking
Get rewarded for your relationship
- Anywhere banking tools – mobile banking, online banking, bill pay, debit card, and e-statements
- Great interest on your checking
- ID Theft Aid 1,2,3
- Cell phone protection 1,2
- Roadside Assistance
- Shop local, save local with BaZing Savings
- Pharmacy, vision & hearing discounts
- BillShark – bill negotiation and subscription canceling service 3
- $500 off mortgage closing costs
- 0.25% off auto and signature loan rates (not to include non-credit qualifying promotional loans)
- 0.10% added to share certificate rates
- Interest bearing account – see rate sheet for specific rates
$10 monthly fee
EPIC Checking
Lower your bills with BaZing
- Anywhere banking tools – mobile banking, online banking, bill pay, debit card, and e-statements
- ID Theft Aid 1,2,3
- Cell phone protection 1,2
- Roadside Assistance
- Shop local, save local with BaZing Savings
- Pharmacy, vision & hearing savings
- BillShark – bill negotiation and subscription canceling service 3
Only $7 per month
Basic Checking
Meet your basic banking needs
- Anywhere banking tools – mobile banking, online banking, bill pay, debit card, and e-statements
- Enroll in e-statements and avoid a $5 monthly paper statement fee
Free with payroll direct deposit of $500 or more; otherwise, $5
Get The BaZing App
Unlock exclusive savings and discover amazing local deals with the BaZing App, making every day an opportunity to save more. Enjoy a user-friendly experience that connects you with discounts at your favorite restaurants, shops, and services right at your fingertips!
Live Local. Shop Local. Bank Local.
Anywhere Banking Tools
Online banking, mobile banking, bill pay, debit card and eStatement.
Buyer’s Protection and Extended Warranty 1,2
Your newly purchased item can be reimbursed or replaced if an accident or theft occurs within 180 days of purchase.
ID Theft Aid 1,2,3
A host of identity products to keep you safe.
Roadside Assistance
Available 24/7 and free to use, covers up to $80 in covered service charges.
Anywhere Banking Tools
Here is what you get automatically with every EPIC checking option:
ATM Access
Debit Card
Fast, Secure Mobile Online Banking
Mobile Deposit
Mobile Bill Pay
Additional Benefits with your EPIC Checking Account
- Unlimited check writing privileges
- Free Visa Check Card (Debit Card)
- Free use of EPIC ATMs and CULIANCE, Co-Op Shared Branch, & Dolphin Debit ATM network locations nationwide
- No minimum balance requirement after initial deposit
- “Courtesy Pay” after 3 months – saves you the cost of the merchant’s NSF fee in the event of a bounced check*
- Funds are federally insured to at least $250,000
- Easy access to your account with Mobile Banking & Home Banking
- View copies of your cleared checks for free with Home Banking
- ezDeposit remote capture deposit on Mobile Banking
- Systematic deposits through direct deposit or payroll deduction
Welcome to checking that connects to life in all the ways you do.
Click Here to Enroll in Visa® Alerts — Now you can keep tabs on your account anytime, anywhere. Near real-time Alerts from EPIC FCU powered by Visa help you reduce fraud and monitor your spending. And the service is available free for EPIC FCU Visa® cardholders.
*$30 fee for payment of each overdraft caused by check, ATM or Debit Card transaction, or other electronic payment. Overdrafts may or may not be paid at the credit union’s discretion or if your account is not in good standing. You must deposit sufficient funds to have a positive account balance within 30 days to prevent account closure.
- Subject to the terms and conditions detailed in the Guide to Benefits.
- Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.
- Billshark, identity monitoring, and credit monitoring each require additional activation to begin.