| 
Calculators | Loan Rates
Rates valid as of January 1, 2012
| ACCOUNT NAME |
Minimum
Deposit |
Minimum
Required
to Earn APY |
Term |
Dividend
Rate |
Annual
Percentage
Yield APY |
| Prime Share Account/Savings |
$5 |
$100 |
|
|
|
| $100 To $4,999 |
|
|
|
.25% |
.25% |
| $5,000 To $49,999 |
|
|
|
.35%
|
.35% |
| $50,000 To $99,999 |
|
|
|
.45% |
.45%
|
| $100,000 Or Greater |
|
|
|
.55% |
.55% |
| Share Drafts/Checking |
$50 |
N/A |
|
|
|
| N/A |
|
|
|
0.00% |
0.00% |
| Club Accounts Christmas/Vacation |
$100 |
$100 |
|
|
|
| $100 To $49,999 |
|
|
|
.30% |
.30% |
| $50,000 To $99,999 |
|
|
|
.40% |
.40% |
| $100,000 Or Greater |
|
|
|
.50% |
.50% |
| IRA Accounts IRA Variable |
$100 |
$100 |
|
|
|
| $100 To $49,999 |
|
|
|
.75% |
.75% |
| $50,000 To $99,999 |
|
|
|
.85% |
.85% |
| $100,000 Or Greater |
|
|
|
.95% |
.95% |
| IRA Certificates |
|
|
|
|
|
| IRA - 12 Months |
$1,000 |
$1 |
365 days
|
|
|
| $1000 - < $50,000 |
|
|
|
.80% |
.80% |
| $50,000- < $100,000 |
|
|
|
.90% |
.90% |
| $100,000 Or Greater |
|
|
|
1.00% |
1.00% |
| IRA - 24 Months |
$1,000 |
$1 |
730 days |
|
|
| $1000 - < $50,000 |
|
|
|
1.00% |
1.00% |
| $50,000- < $100,000 |
|
|
|
1.09% |
1.10% |
| $100,000 Or Greater |
|
|
|
1.19% |
1.20% |
| Money Manager |
|
|
|
|
|
| $2,500 To $4,999 |
$2,500 |
$2,500 |
|
.40% |
.40% |
| $5,000 To $49,999 |
|
|
|
.50% |
.50% |
| $50,000 To $99,999 |
|
|
|
.60% |
.60% |
| $100,000 Or Greater |
|
|
|
.70% |
.70% |
| Share Certificates |
|
|
|
|
|
| Six Months |
$1,000 |
$1
|
182 days |
|
|
| $1000 - < $50,000 |
|
|
|
.50% |
.50% |
| $50,000- < $100,000 |
|
|
|
.55% |
.55% |
| $100,000 Or Greater |
|
|
|
.60% |
.60%
|
| Twelve Months to Eighteen Months |
$1,000 |
$1 |
365 to 547 days |
|
|
| $1000 - < $50,000 |
|
|
|
.70% |
.70% |
| $50,000- < $100,000 |
|
|
|
.80% |
.80% |
| $100,000 Or Greater |
|
|
|
.90% |
.90% |
| Twenty Four Months |
$1,000 |
$1 |
730 days |
|
|
| $1000 - < $50,000 |
|
|
|
.90% |
.90% |
| $50,000- < $100,000 |
|
|
|
.95% |
.95% |
| $100,000 Or Greater |
|
|
|
1.00% |
1.00% |
| Thirty Six Months |
$5,000 |
$1 |
1095 days |
|
|
| $5000 - < $50,000 |
|
|
|
1.39% |
1.40% |
| $50,000- < $100,000 |
|
|
|
1.49% |
1.50% |
| $100,000 Or Greater |
|
|
|
1.59% |
1.60% |
Prime Share, IRA, Club and Money Manager dividends paid monthly; after account opening, rates are subject to change monthly, as determined by the Board of Directors; fees may reduce the earnings on an account; early withdrawal penalties may be imposed on Share Certificates and IRA Certificates.
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