| 
Applications | Calculators | Loan Rates | Service Fees
Rates valid as of August 1, 2008
ACCOUNT NAME |
Minimum
Deposit |
Minimum
Required
to Earn APY |
Term |
Dividend
Rate |
Annual
Percentage
Yield APY |
| Prime Share Account/Savings |
$5 |
$100 |
|
|
|
| $100 To $4,999 |
|
|
|
1.00% |
1.00% |
| $5,000 To $49,999 |
|
|
|
1.09% |
1.10% |
| $50,000 To $99,999 |
|
|
|
1.19% |
1.20% |
| $100,000 Or Greater |
|
|
|
1.24% |
1.25% |
Share Drafts/Checking |
$50 |
N/A |
|
|
|
| N/A |
|
|
|
0.00% |
0.00% |
Club Accounts
Christmas/Vacation |
$100 |
$100 |
|
|
|
| $100 To $49,999 |
|
|
|
1.09% |
1.10% |
| $50,000 To $99,999 |
|
|
|
1.19% |
1.20% |
| $100,000 Or Greater |
|
|
|
1.29% |
1.30% |
IRA Accounts
IRA Variable |
$100 |
$100 |
|
|
|
| $100 To $49,999 |
|
|
|
1.98% |
2.00% |
| $50,000 To $99,999 |
|
|
|
2.18% |
2.20% |
| $100,000 Or Greater |
|
|
|
2.32% |
2.35% |
IRA Certificates ** |
|
|
|
|
|
| IRA - 12 Months |
$1,000 |
$1 |
365 days |
|
|
| $1000 - < $50,000 |
|
|
|
2.52% |
2.55% |
| $50,000- < $100,000 |
|
|
|
2.62% |
2.65% |
| $100,000 Or Greater |
|
|
|
2.71% |
2.75% |
| |
|
|
|
| IRA - 24 Months |
$1,000 |
$1 |
730 days |
|
|
| $1000 - < $50,000 |
|
|
|
2.71% |
2.75% |
| $50,000- < $100,000 |
|
|
|
2.81% |
2.85% |
| $100,000 Or Greater |
|
|
|
2.91% |
2.95% |
| |
|
|
|
Money Manager |
|
|
|
|
|
| $2,500 To $4,999 |
$2,500 |
$2,500 |
|
1.24% |
1.25% |
| $5,000 To $49,999 |
|
|
|
1.49% |
1.50% |
| $50,000 To $99,999 |
|
|
|
1.73% |
1.75% |
| $100,000 Or Greater |
|
|
|
1.98% |
2.00% |
Share Certificates ** |
|
|
|
| Six Months |
$1,000 |
$1 |
182 days |
|
|
| $1000 - < $50,000 |
|
|
|
2.86% |
2.90% |
| $50,000- < $100,000 |
|
|
|
2.96% |
3.00% |
| $100,000 Or Greater |
|
|
|
3.05% |
3.10%
|
| |
|
|
|
Twelve Months to
Eighteen Months |
$1,000 |
$1 |
365 to 547 days |
|
|
| $1000 - < $50,000 |
|
|
|
3.00% |
3.05% |
| $50,000- < $100,000 |
|
|
|
3.10% |
3.15% |
| $100,000 Or Greater |
|
|
|
3.15% |
3.20% |
| |
|
|
|
| Twenty Four Months |
$1,000 |
$1 |
730 days |
|
|
| $1000 - < $50,000 |
|
|
|
2.37% |
2.40% |
| $50,000- < $100,000 |
|
|
|
3.15% |
3.20% |
| $100,000 Or Greater |
|
|
|
3.25% |
3.30% |
| |
|
|
|
| Thirty Six Months |
$5,000 |
$1 |
1095 days |
|
|
| $5000 - < $50,000 |
|
|
|
3.10% |
3.15% |
| $50,000- < $100,000 |
|
|
|
3.20% |
3.25% |
| $100,000 Or Greater |
|
|
|
3.30% |
3.35% |
| |
|
|
|
NOTE: Prime Share, IRA and Club Accounts paid quarterly. Rates subject to change as determined by board of directors. Money Manager paid monthly; rate subject to change monthly.
** An early withdrawal penalty may be imposed on Share and IRA Certificates.
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