Loan Rates

Applications | Calculators | Savings Rates | Service Fees

Vehicles (New & Used)

Cars & Trucks

% of Financing Available

Term

Annual Percentage Rate*

Monthly Payment
Per $1000 Borrowed

125%

up to 60 months*

as low as 5.50%

$19.10

125%

up to 72 months
($20,000 or greater)*

as low as 5.75%

$16.46

*Note: 2009 or newer purchase price or NADA retail whichever is lower.
*Note: 2008 or older purchase price or NADA trade value whichever is lower.

Boats, Motorcycles & RV's: 1-2% Above New Vehicle Rate. Certain Restrictions Apply.

Mortgage

Type Rate

15-Year Fixed
as low as 3.750% APR*

20-Year Fixed
as low as 4.125% APR*

30-Year Fixed
as low as 4.375% APR*

1^st mortgage purchases and refinances have a 90% LTV. Member must put 10% down.*
Assumptions: Rates are subject to change without notice.
These rates assume purchase or non cash out refinance.
Quoted rates and APRs assume purchase loan amount of $100,000.00,
30 year loan term, 20% down payment.

*This criterion only applies to the Greater New Orleans area.

Home Equity Loans/Second Mortgages (Closed End Rate)

Fixed up to 10 years
as low as 5.25% APR*

Fixed 11 to 15 years
as low as 6.00% APR*

Home Equity Line of Credit

10 year term 80% financing
as low as 5.00% APR*

Contact us for details on all mortgage products.

Pledges

Share Pledge: 2.0% APR above highest prime share rate offered

Certificate Pledge: 2.0% APR above certificate rate

Stock Loans

Closed-end loan 9.00% APR

Unsecured

Closed End Signature Loans

12 Months $1000** as low as 7.75% APR*
(Includes 0.25% Direct Deposit Discount)

Up to 36 Months $500 to $1000 as low as   8.50% APR*

Up to 48 Months $1000 Minimum as low as   8.75% APR*

Up to 60 Months $2000 Minimum as low as 9.75% APR*

Open-end line of credit
as low as 10.75% APR

Tuition Loan Plus+ Up to 12 months as low as 7.75% APR*

*You may be eligible for a 0.25% rate reduction for payroll deduction or direct deposit.
** Direct Deposit must be existing.

Credit Cards

Visa Elite No Annual Fee 6.99% APR

Visa Gold No Annual Fee 9.00% APR

Visa Classic/MasterCard No Annual Fee 13.20% APR

Visa Secured No Annual Fee 8.00% APR

GenerationConnect Visa No Annual Fee 12.00% APR

*Rates valid as of September 1, 2010. Rates appear on this Rate Sheet as Annual Percentage Rate (APR). Rates subject to credit approval. Rates are based on credit worthiness and amount financed. Normal credit standards apply. Rates subject to change without notice. Rates may be as high as 18% APR based on information obtained from your credit application and credit report.