As a valued member, your credit union is committed to providing you with exceptional products and services. To accomplish this, we rely on, and sometimes share with other parties, information about you. We want you to understand what information we collect, how we share it, and the steps we take to protect your member information. We also want you to understand what choices you have regarding our sharing information with others.

Information We Collect
Some areas of our web site require information, such as your e-mail address or your account number, to enable you to perform certain tasks (for example, review your accounts or correspond with us). In these cases, we collect your information if necessary to interact with you. If you do not interact with us, you browse our web site anonymously, and personal information, such as your e-mail address, is not collected.

We gather and analyze data regarding usage of our web site, including domain name, number of hits, pages visited, length per user session, etc., to evaluate the usefulness of our sites.

Sharing of Information to Others
We may disclose nonpublic personal information about you to the following types of entities: (these examples are not intended to be all inclusive)

• Financial service providers, such as our non-affiliated insurance agents
• Non-affiliated companies that perform administrative services for us such as: printers, mail houses, publishers or marketing companies

As permitted by law, we also may disclose the following information to companies that perform marketing services on our behalf or to other agents with which we have joint marketing agreements. Information we receive from you on applications or other forms such as your name, address, social security number, and account number (as long as the account number is provided in an encrypted form, and the recipient is not provided a means to decode the encryption and the non affiliated third party agent cannot generate charges to the account, unless authorized by you).

• Information about your transactions with us, or others such as: your account balance, payment history, and credit card usage.
• Information we receive from consumer reporting agencies, such as your credit worthiness and credit history.

We do not disclose any nonpublic information about our former members to anyone, except as permitted by law.

How to Limit the Sharing of Information to Others
If you prefer that we not disclose nonpublic personal information about you to non-affiliated third parties, you may opt out of those disclosures by directing us to not make disclosures, other than those permitted by law.

If you do not want us to share information as indicated in the proceeding section, you must inform us. You may either write, call, e-mail, or stop by in person to advise us of your choice. Please refer to the Contact Information in this notice.

We ask that you use the attached form to specify which information you do not want to share.

Confidentiality of Consumer Information in Other Circumstances
When we share information with third parties, we hold all such parties to the same or higher standards as we do ourselves with respect to privacy of your information.

Our Web Site
When you visit our Web Site at gnofcu.com, we want you to feel secure that we are respecting your privacy. The only private information we have about you is the information you choose to give us (such as providing feedback or completing a form). We do not disclose any information received through our web site, except as permitted by law.

Cookies
To provide better service and a more effective web site, we use "cookies" as part of our interaction with your browser. A "cookie"  is a small text file placed on your hard drive by our web page server. These cookies do not collect personally identifiable information, and we do not combine information collected through cookies with other personal information to determine who you are or your e-mail address.

Cookies are commonly used on web sites and do not harm your system. By configuring your preferences or options in your browser, you determine if and how a cookie will  be accepted. We use cookies to determine if you have previously visited our web site and for a number of administrative purposes.

E-Mail
We preserve the content of your e-mail address and our response so that we can more efficiently handle any follow-up questions you may have. We also do this to meet legal and regulatory requirements. If we think that a particular account or service might apply to your situation, we may occasionally contact you at your e-mail address to inform you of potential benefits and availability.

Regular non-encrypted internet e-mail is not secure.  In the instance where we have provided our e-mail addresses, they are provided for information inquiries of a non-confidential nature. You should not include personal or confidential information in any e-mail transmission to us. We, in turn, will not include any confidential account information in any e-mail response. You may alternatively contact us by phone, U.S. Mail or by visiting our offices.

Call 504-454-8224 (within Louisiana, call 888-468-5041) and ask to speak to our Branch Manager. Or you may stop at any of our offices and speak to one of our member services staff.

Write us at:
Greater New Orleans Federal Credit Union
3105 Lime Street
Metairie, Louisiana 70006

Please include the name, address, and account numbers of all affected accounts at the Credit Union.

Protecting Our Children
We recognize that protecting children's identities and privacy online is important. We do not solicit or collect individually identifiable information on visits to the children's page on our web site without parental consent and do not knowingly solicit or collect individually identifiable information from children on any other area of our site.

Web Content and Materials
The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Your eligibility for particular products and services is subject to final GNO Federal Credit Union ("GNOFCU") determination and acceptance.

GNOFCU and its suppliers may discontinue or make changes in the information, products or services described herein at anytime. Any dated information is published as of its date only, and GNOFCU does not undertake any obligation or responsibility to update or amend any such information. GNOFCU reserves the right to terminate any or all website offerings without prior notice to the user. Furthermore, by offering information, products or services via the Worldwide Website, no solicitation is made by GNOFCU to any person to use such information, products or services in jurisdictions where the provision of such information, products or services is prohibited by law.

Because of the possibility of human and mechanical error as well as other factors, GNOFCU is not responsible for any errors in our omissions from information contained in or accessed through this website. All such information is provided "as is" to the user without express or implied warranties of any kind including the warranties of merchant ability, non-infringement of intellectual property or fitness for any particular purpose. Furthermore, GNOFCU will not be liable for any delay, difficulty in use, inaccuracy of information, computer viruses, malicious code or other defect in this website, or for the incompatibility between this website's files and the user's browser or other site accessing program. Nor will GNOFCU be liable for any other problems experienced by the user due to causes beyond GNOFCU's control. No license to the user is implied in these disclaimers. Links to Other Sites

Limitation of Liability
Links that are to non-GNOFCU websites are provided solely as pointers to information on topics that may be useful to users of the GNOFCU websites, and GNOFCU has no control over the content on such non-GNOFCU websites. If you choose to link to a website not controlled by GNOFCU, GNOFCU makes no warranties, either express or implied, concerning the content of such a site, including the accuracy, completeness, reliability, or suitability thereof for any particular purpose, nor does GNOFCU warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. GNOFCU does not guarantee the authenticity of documents on the Internet. Links to non-GNOFCU sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information, or services offered at such sites, or any representation regarding the content at such sites.

Disclaimer
Product offers, rates, terms, and other information provided herein are subject to change without notice. GNOFCU may discontinue or make changes in the information, products or services described herein at any time. GNOFCU reserves the right to terminate any or all web offerings without prior notice to the user. Due to occasional inaccessibility to our web site, GNOFCU cannot guarantee completeness or accuracy of the information provided herein. GNOFCU reserves the right, in its sole discretion and without any obligation, to correct any error or omissions in any portion of the services, product or materials.